Day 78: Ahhhh…A Fresh New Year!

 

I’m starting out this new year…2017…with a renewed dedication to my life, my family, my work, and my blog. My personal storyboard has been centered around a set of “facts” about myself that I intend to challenge. This narrative that has become the story of me must defend itself much the same way a PhD candidate must defend her dissertation before a group of experts and critics. If arguments in favor of continuing on the same road are weak, out they go! A central piece of me that has already come under fire is the notion that I am not a morning person. Ever since I can remember, I have been the type to stay up late and grudgingly get out of bed at the last possible second in the morning. So what did I go and do? I signed up for a daily 5am motivational conference call, lol. I’m either turning a new leaf or insane. Time will tell.

I have been a busy little bee working with future buyers. So many wonderful people have come into my life since I ventured into the real estate business! I recently started working with a young man who is planning to buy his first home. His goal is to buy a property now for him to live in for a year or two and then turn it into a rental property and start building a real estate investment portfolio. I love seeing young people so motivated to take control of their finances this way! Very refreshing indeed.

Here is a sneak peek of one of the houses we have looked at to get him started in the world of real estate investing!

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“Great Opportunity to own a home in Clovis! Enjoy this clean, well cared for home on a spacious corner lot. 3 bedrooms and 2 bathrooms, and a good sized living area. French slider out to the generous backyard with concrete patio, large grassy area, 7 fruit trees and a fenced area for pets or a garden. Call today to see for yourself.”

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This is an adorable house in Clovis that is so perfect for a first time buyer. I have all my fingers and toes crossed that my lovely client gets to call this house his home in a few weeks!

Cheers!

Erica

Day 26: Where do I start?

This little gem is tucked away on a quiet street north-east of Kings Canyon Ave. and Fowler Ave. From the outside, it appears to be your average 1990’s tract home, but upon entering, I discovered that it has been completely remodeled and modernized.

I spent time today with a young family trying to purchase their first home. We visited a beautiful home in Sunnyside that would be the perfect starter home for them. It is 100% to be expected that first-time homebuyers have lots of questions about navigating such an enormous purchase. These folks, however, truly did not seem prepared for what to expect. Naturally, that is where a real estate professional steps in to fill in the gaps left by some lenders who may not fully educate their clients, which I did. After much debate, this couple and their eight-week-old baby left to consider whether or not to make an offer on the house. I left as well, but with consideration of a much larger issue on my mind.

It is such a shame that any potential buyer should leave their lender’s office without a crystal clear picture of what they can do and what comes next. There are myriad moving parts in the game of real estate and just as many critical players. The lender, agent, escrow officer, buyer, and seller, to name a few, all have important roles to play to complete the deal. When one of the players does not fulfill his or her respective obligation, everything comes to a screeching halt. The deal I highlighted above stalled out at the lender phase. My buyers thought they understood what they could do, but ended up realizing that some questions had not been answered during the loan pre-approval process.

In an effort to reduce problems of this nature, many agents like to refer clients to a local lender with whom they have a solid professional relationship. I would like to introduce one such lender, Susan Campise of California Home Loans-Fresno. Susan is a seasoned mortgage consultant who consistently goes above and beyond to help Central Valley home buyers reach their real estate goals. If you are about to embark on a house search or if you simply want a local lender who will be responsive to your needs, Susan will go the distance to educate you every step of the way. There are lots of choices in lenders out there, but a referral from your trusted Realtor can ensure you are on the right track from pre-approval through getting the keys to your new home. Tell her I sent you!

Loan Checklist

Loan Document checklist

So, on to the house!

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“Clovis Schools!!! Perfect for first time home buyers recently remodeled and priced to sell, this house won’t last. Newer granite countertops and newer floor coverings throughout. This home is centered near shops and easily accessible to freeway. Spacious backyard with crystal clear pool ready for entertaining.”

This little gem is tucked away on a quiet street north-east of Kings Canyon Ave. and Fowler Ave. From the outside, it appears to be your average 1990’s tract home, but upon entering, I discovered that it has been completely remodeled and modernized. The kitchen has beautiful granite countertops and upgraded cabinetry. There currently isn’t a dishwasher or range/oven, but brand new ones will be installed prior to the close of escrow. The wood laminate flooring is a lovely knotty maple pattern that coordinates well with the freshly painted walls throughout and plush carpet in the bedrooms. The bathrooms were not forgotten during the upgrades with granite and cabinetry matching the kitchen. Despite being 25 years old, this house has a completely modern feel. The spacious backyard has a pergola patio cover and very clean in-ground swimming pool. There is still lots of yard remaining around the pool as well. Perfect for a family to play and lounge.

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I really hope my sweet little family from today decides to make an offer on this one.  It’s a great location and perfect size for a growing family.  With all of the updating, modern features, and an established backyard, it rivals new home construction in the area at a fraction of the price. I don’t expect this one to be available much longer at all.

Cheers!

Erica